🧊Introduction

Polariz is the future of Stellar liquidity — secure, seamless, and built for a decentralized financial world with the goal to bring unparalleled DeFi and yield opportunities for Lumens holders.

Unlocking Stellar Liquidity Across Blockchains

Polariz is Stellar's first cross-chain yield protocol, designed to unlock the full potential of $XLM liquidity. By minting the over-collateralized stablecoin $pUSD, users can access yield-generating opportunities across leading blockchain ecosystems without liquidating their $XLM holdings.

$pUSD serves as both an asset and a gateway, expanding Stellar liquidity to leading blockchain ecosystems. Unlock yield, earn, and access seamless interoperability with top DeFi dApps across different verticals including AMMs, lending protocols and perpetual DEXs.

Presently, $XLM yield opportunities are limited to lending on Blend or using CEXs for an APY that doesn't exceed 3%. With Polariz, $pUSD holders will be able to tap into double-digits APY across protocols like Kamino or Aave.